WhatsApp to Soon Enable UPI Payment Feature

WhatsApp Beta v2.17.295 Shows Signs of WhatsApp Payments

It's when people start digging through these new beta updates that we see possible new features that could make its way into the platform in the future. The beta version of WhatsApp's Android app now includes a preview for the UPI payments feature, though this is hidden.

In April this year, TheKen, a tech news site, had reported that WhatsApp was working to integrate Unified Payment Interface (UPI) and Aadhaar payments into its platform. For WhatsApp, the discussion for UPI integration has already commenced where as for Facebook discussions are on preliminary stage. This feature will facilitate instant money transfer for users of the app. The beta version of the WhatsApp, running on Android, now shows a preview of the payment feature. According to the website, the feature appears to be still under development.

"Whether it's sharing personalised photos and videos, connecting through video calling, or keeping friends updated throughout the day with Status, communicating on WhatsApp has never been easier or more personal". In August 2016, the UPI transaction system was launched with 21 banks and was now offered by around 50 banks.

WhatsApp also confirmed that 55 billion messages and 4.5 billion photos were shared using the service each day.

Sending and receiving money digitally will no longer be limited to online banking or your bank's mobile app.

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Even though WhatsApp is yet to confirm how the payment service will work, it's highly likely to be similar to Truecaller's.

WhatsApp has a user base of 200 million in India. Out of these, 22 percent transactions were merchant-based, indicating a growth in that area too.

With an integration of payment service, the application could give a tough competition to popular digital wallet Paytm.

The test run for WhatsApp Payments is to be conducted in India, UK, Poland and the United States before it commercially rolls out to other countries. Apps like WeChat and Hike Messenger already support UPI-based payments.

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